Car Insurance. Uninsured cars head for the crusher

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If youre one of the one in twenty motorists who regularly drive without insurance youd better watch out. Your car could be heading for the crusher! New rules now enable the police to seize, impound and crush any car found being driven without insurance. Since a pilot scheme was introduced in spring last year, mortgage quotations the police have impounded more than 1,200 cars and over 650 have been crushed into cubes. Operation Takeaway, as the pilot was called, has been so successful that police forces throughout the UK are rolling out the scheme supported by a revised database that enables them to check the insurance status of every car in the UK.

Now if youre caught driving without insurance you must hand the car keys to the police at the roadside. This applies to everyone - it doesnt matter whether the lack of insurance is just an inadvertent mistake or a conscious evasion.

You then have 14 days to show the police a valid insurance policy and recover your car. And other costs will mount up. Youll have to pay the cost of the police recovering your car (circa £105) plus the secure storage that could easily cost £15 per day. So, if you recovered your car at the last minute, you could be in for a bill from the police for £315. (cheap car insurance)

And if you dont reclaim the car, it can be crushed into a metal cube life insurance and shipped off to a scrap smelter in the Far East. (mortgage deals)

During Operation Takeaway, the crushing of the cars was part funded by Direct Line. They have estimated that the scheme has prevented as many as 2,000 accidents.

And the Durham police who operated the test, mortgages found that many of the cars they impounded were not roadworthy. A spokesman for the police said, " Uninsured drivers are often guilty of many other offences, such as having neither MOT certificate or driving licence. We are doing everything in our power to get these illegal, dangerous drivers off our roads". (secured loans)

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