Summary

Car insurance can be cheaper if two people are on the policy rather than one - this article explains.

Car insurance. Two heads are better than one. Part 2

So what do you need to do to qualify for an insured and partner policy?

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You both need to live at the same address. And there's no use pretending, the insurer will check the electoral register.
You need to live together as if you were married. It can be an opposite or same sex relationship. It's not necessary to be in a civil partnership or married. { cheap life insurance } You can't do it with someone who's related, for example your mother or sister, even if you do live with them.
You must both be aged over 25, and have good driving records. The best prices are reserved for couples that are of a similar age, and have a similar number of years driving without having made a claim.

Incidentally, it doesn't matter how many miles you drive, that won't make a difference to the premiums.

The policy will benefit both drivers when it comes to no claims - { mortgage quotations }as you will both build up your no claims further while on an insured and partner policy. So if you do split up or one of you becomes unable to drive, you don't need to worry about losing any of your no claims.

If you live with your partner and fit the criteria discussed in this article, then try getting quotes for an insured and partner policy next time. You could save considerably compared on two separate policies, or one as a named driver. With the extra benefits relating to the no claims discount, it really is worth looking into.

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